If your home is like any other, there’s one thing that wants repaired or refinished. OK, what’s a house improvement fund? Over time, we’ll need to improve a couple of things around the house. We haven’t even moved in yet and my wife is talking about planting a small row of fruit trees along the farm-dealing with edge of our property, for example. Issues like this are things that do not presently exist however can enhance the worth of the property over time. We need to plant two apple bushes and two cherry bushes, and if we take care of them correctly and guide them to adulthood, they’re going to enhance the value of the home. One other topic we’ve talked about is installing quartz counter tops within the kitchen.